Economy Discussion

Going off what Matt D. said about bank interest, what if the percentage were increased to something that would yield actual results?

I remember when my bank had Certificates of Deposit (CDs) with a 5% yield, so it was worth getting one and leaving that money in for 8-12 months at a time. When the percentage dropped, there was less of a reason.. The prospect of making money is a strong incentive.

Hi all,

One of the things I have noticed is no one really gets excited over a gold coin, yes it is spendable, but the treasure people like to talk about are things like a twitching zombie hand, paintings, a very ugly statue of a goblin king and a leather vest called Brazen's tears just to name a few. If logistics needs people to help make up interesting treasure ask for volunteers before lay on. I know I would make time to help and I bet a lot of other people would too.

Gems on the other hand will always be horded because they are used in crafting items. Until there is a jewelry exchange every gem is held on too until it passes into an artificer's hand.

Berek

The weird stuff is what I have and trade for as my NPC. Most of the stuff you mentioned passed through my hands first. But I cant get coin for them anymore, everyone has to do a bank transfer which makes the reason my NPC exists a moot point. People complain about Morgan not coming out alot, this is the reason. Coin hoarding has to stop. It is killing the economy and there is no point having Morgan come out.

Loot distribution is one way to deal with things, but honestly its a player decision to hoard gold. We need those guys to stop sitting on gold and cough it up. It does not help them, it hurts everyone else, and ultimately makes the coin they hoard devalue. Awareness of the issue might help more than anything if we show the players why what they are doing is not only harmful but personally dumb.

There was a time when un-cut/refined gems were a treasure type. They were worth only a few silver to a gold or two... but they were a treasure type.

There was a time when materials other than Steel were rare. Hell... when I started 4 years ago, Mythral was still kinda rare. Now, one cannot throw a rock without hitting a player with a mythral *something*.... and oft times, they have something more exotic than that.

I've talked to many an veteran player and the common refrain besides a lack of treasure now is the overall inflation of the game... When the most common material out there in use is something that comes in 20gold value bars, small amounts or non-expensive items don't mean as much.

As someone pointed out above, getting a simple gold as treasure.... or a few silver.... doesn't mean all that much to most players as there is almost NOTHING other than an ale at the Claw that one can get for a gold.

Commodity cards are a good way to get more "money" into player hands for barter purposes... but event THEY have started to lose value for anything other than attempting to get a lifestyle build. At 9 gold value for 15 and under/18 gold value for over 15, it might seem like alot but when compared to the IC costs of breakfast (3 to 4 gold) or drinks at the Claw (1-5 gold) or the Blackbird (5 gold minimum as I recall), one starts needing quite a few of these commodity cards in order to simply get food or an IC drink.

Inflation hit this game HARD, especially in the availability of materials.... and the corresponding rise in prices versus available funds for PC's.

No coin in PC pockets = no collection for the Good Merchants sent out by Logistics to get neat items into play and coin back into Logistics.

The Solution of James ordering more coin really isn't a solution.... its adding to the available pool sure but when there is thousands of coins already out in circulation, adding another few thousand might result in the same situation a year or two from now.

I know I have a single gold and I think three silver (I need to check my car) that I will gladly hand in. I know its barely a drop in the bucket but at least its *something*... The 12 gods know I do not have a single Gem anymore; given to help the Dragoons.

One thought that might really help would be to make depositing something that doesn't have to happen only at logistics while as your pc. If it were possible to drop coins off at the end of the event and pick some coinage up before lay on OR make deposits with a bank rep at the Inn on Sunday morning, it might help encourage people to not head home with pouches full of coin. I know my son had a number of events with a pouch of coins and just kept not being able to go deposit before logistics closed.

Caldor Eirson wrote: One thought that might really help would be to make depositing something that doesn't have to happen only at logistics while as your pc. If it were possible to drop coins off at the end of the event and pick some coinage up before lay on OR make deposits with a bank rep at the Inn on Sunday morning, it might help encourage people to not head home with pouches full of coin. I know my son had a number of events with a pouch of coins and just kept not being able to go deposit before logistics closed.

I have a number of things to say about this entire thread, but haven't had the time to put them together into a coherent post. This part, however, I can respond to quickly.

We have recently (last 3 or 4 events or so) added a second Sunday shift for LMs. There is now an LM on shift until at minimum 2:30PM - after the hold is called - for gold deposits, lifestyle turn-ins, etc.. Whoever is managing logi cleanup may choose to take in deposits after that time as well (I know I do).